Additional Services

SEVEN YEAR RETRO AUDIT OF WORKERS' COMPENSATION PROGRAM

Incorrect or unnecessary calculations of your experience modification rate, insurance premium, and reserves can increase your company's workers' compensation costs. Employers Unity can help reduce workers' compensation costs and increase profits by: conducting a retroactive seven-year analysis of your workers' compensation premiums. Auditing your experience modification rate, insurance premium, and reserves.

What Documentation is Needed

The following items are needed for each policy year for the past seven years:

• Renewal billing statements and/or proposals for insurance (est. payrolls, discounts, etc.)
• Final audit billing statements
• Auditor's worksheets or audit reports
• NCCI experience rating worksheets
• Loss history summaries
• Dividend and /or retrospective rating proposals and calculations (if applicable)

WORKERS' COMPENSATION WORKSHOPS

Our workshops provide instruction to managers and supervisors so they can become more effective in preventing injuries and helping to control costs once a worker is injured on the job.

What is covered in the workshop?

• What is Workers' Compensation Insurance
• What to do when an employee is injured
• Accident Investigation
• Benefits Reduction
• Claims Management
• Safety and Personnel Policy
• The Cost of Workers' Compensation
• Experience Modification Factor

EXPERT ADVICE AND RECOMMENDATIONS

Employers Unity provides full-service management of workers' compensation, which includes the following benefits:

• Expert opinions on the most profitable programs for clients to reduce their workers' compensation risk
• Regular loss-control management reports
• Recommendations based on loss-history of the best methods to reduce claims and lower premiums
• Employers Unity support for claims hearings

Please Contact Us for more information.