Workers' Compensation Cost Management

CLAIMS MANAGEMENT

Administration of workers' compensation matters is shifted from clients with their many responsibilities to the trained Employers Unity staff. Our experienced claims staff takes responsibility for processing the paperwork and managing the claims. This frees your staff for more productive tasks. Our exclusive day-to-day responsibility is intensive management of workers' compensation, to reduce your company's workers' compensation costs.

Employers Unity will set up online access with your workers' compensation insurance carrier (where available). This will establish centralized control and management of your workers' compensation claims. This allows us to receive information in a timely manner. Communication is established between all relevant parties. This will eliminate the cost associated with unproductive administrative time, while allowing us the optimum time frame in which to manage the claim. Employers Unity believes proactive case management can keep all parties accountable and working towards the same end result. This brings the injured worker back to work as soon as possible and reduces your company's exposure. Our account executives develop a thorough knowledge of the business practices and claims history of every client. They are able to anticipate problems and offer objective recommendations based on their expertise.

AREAS OF EXPERTISE

• Proactively manage any type of claim from first report of injury to claim closure
• Help the employer correctly fill out and file the first report of injury
• Advise carriers, on behalf of our clients, of our stance and reasoning behind it when we feel they are not liable for a claim
• Work with all relevant parties including the employer, employee, insurance company and medical providers
• Continually audit the reserves on workers' compensation claims, to ensure they accurately reflect the correct exposure on the claims
• Continually check the accuracy of payments made to ensure that they are correct
• Investigate potential "red flag" claims, and make recommendations to lessen the exposure on those claims
• Help the injured employee return to work by partnering with the employer and insurance carrier
• Help the employer choose proactive designated medical providers